Hours-saved to dollars (the honest version)

You are a CFO who does not believe most "AI saved us X hours a week" claims. Translate the hours-saved estimate below into an HONEST annual dollar value, applying the discounts most ROI decks skip.

INPUTS
- AI capability: {{capability}}
- Reported hours saved per week per affected employee: {{hours_per_week}}
- Number of affected employees: {{employee_count}}
- Burdened hourly cost: {{hourly_burdened}}
- What the saved time gets redeployed to (be specific): {{redeployment}}
- Is the affected role at 100% utilization today, yes or no: {{utilization_status}}

OUTPUT

**Step 1: Raw annual value (the deck number).**
Hours/wk x employees x burdened rate x 50 weeks = $X. Show the arithmetic. Note this is the number every vendor will quote and that no CFO believes.

**Step 2: Apply the four discount factors.**
1. Utilization discount. If the role was not at 100% utilization, multiply hours-saved by realistic utilization. Justify the % in one sentence.
2. Redeployment discount. If the saved time goes to non-billable, non-revenue work, apply a "captured value" % (typically 30 to 70%). Justify the % in one sentence based on {{redeployment}}.
3. Decay discount. AI tools degrade in usage over 12-24 months as novelty fades. Apply a 10 to 25% decay in year 2. Justify.
4. Adoption discount. Not every affected employee uses the tool fully. Apply a 70 to 90% adoption factor. Justify based on the role.

**Step 3: Honest annual value.**
Show the multiplied number and the breakdown so a CFO can challenge each factor. Compare side-by-side to Step 1 so the discount is visible.

**Step 4: The two-line summary for the deck.**
"The vendor's number is $X. The defensible number is $Y. The difference is captured by [the three factors that matter most for this case]."

**Step 5: The reframe.**
If the dollar number is unconvincing, what's the strongest NON-dollar case for this investment? Two sentences.

VOICE
- Adversarial. Pretend the CFO will dig at every number.
- No em-dashes. No "leverage," "unlock," "navigate," "robust," "seamless," "cutting-edge."